Floridians burdened with overwhelming debts have many things on their minds. They are often worried about keeping their property and paying the minimum amount on their debt to keep creditors at bay.
Social Media and Email Are Now Available to Debt Collectors for Contact With Debtors
The FDCPA has recently been updated to allow debt collectors to use other methods besides telephone calls and letters to contact debtors. Email and social media are now options for initiating contact to collect payment. This means that debt collectors can send messages to debtors’ Instagram, Twitter, and Facebook accounts. However, this type of contact requires following certain
Bankruptcy Can Be Used to Stop Creditor Harassment and Contact
Many debtors feel embarrassed about their financial predicament. Creditor harassment and constant contact can make this even worse. The new rules allow debt collectors to contact debtors through email and social media. While safeguards are in place to prevent harassment, unscrupulous debt collectors may still find ways to collect debts. This can increase the already overwhelming worry about debt. Bankruptcy can be used to clear the debt and create a reasonable payment plan and stop aggressive collection tactics. It is possible to consult with experts in these areas for guidance.
This post was written by Trey Wright, one of the best bankruptcy lawyers in Tallahassee! Trey is one of the founding partners of Bruner Wright, P.A. Attorneys at Law, specializing in bankruptcy law, estate planning, and business litigation.
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